Buy insurance securely online in minutes

Sonnet is simple! Just answer a few questions and customize your insurance coverage. Then, buy directly online. Our secure online platform protects your info from start to finish. This includes the details you share during and after your quote. Plus, we offer secure payment options at purchase. We even require two-factor authentication when you log into your account. You can trust that we’ll have you covered.

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Built on 150 years of insurance experience

Get insurance you can trust. Built for the 21st century, backed by history.

Backed by 1600+ unedited reviews you can trust

Don’t take our word for it! Read reviews from real customers who already love us!

64,000+ hours spent helping customers

Our licensed insurance experts are here to help. Get in touch by phone, chat or email.

Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

Sonnet Shift usage-based insurance app screens showing a good driving score and tips.

Insurance that makes sense

Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Canadian insurance that fits your needs

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You must have liability coverage in order to drive. It protects you and other drivers financially in case of an accident where you’re at fault. Liability covers any damages, injuries or losses experienced by another driver or individual.

This coverage is required across Canada (except Newfoundland and Labrador). If you sustain any injuries or damages from an accident, this will cover your costs. In Québec, B.C., Manitoba and Saskatchewan, it’s included as part of your government car insurance plan. For the rest of Canada, these benefits are included in your policy through a private insurer.

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Online auto claims

Report car insurance claims online 24/7 directly through your account, and chat with a live Claims team member if you need help. Or, do it over the phone – the choice is yours.

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Net-zero by 2040

Protect your home, your car, and your planet. We’re committed to achieving net-zero emissions by 2040

Proudly Canadian

We’re a homegrown Canadian insurance company, part of the Definity family of companies

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Canadian insurance that fits your needs

Get a home insurance quote in Alberta or British Columbia. Or bundle your home and auto insurance in Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.

Get trusted home and car insurance advice

Check out our blog for advice on topics from insurance to finance and more.

Woman comparing home insurance quotes

How to compare home insurance quotes | Sonnet Insurance

Your home insurance policy should be tailored to you and your property’s specific needs, and that’s why you need to compare more than just cost. Here’s what else you should look at when you’re on the hunt for new insurance – plus, a few other questions about quoting we get asked a lot.

6 min. read

Woman at table switching car insurance
  • On the Road

Switching your car insurance

We’re here to give you a step-by-step on how to switch your car insurance and answer a few frequently asked questions.

6 min. read

People shopping online for home and auto insurance
  • On the Road

5 benefits of buying home and auto insurance online

The benefits of getting home and auto insurance online – you’ll get a quote instantly within the comfort of your home.

4 min. read

Get complete auto coverage you can count on. We offer extra coverage like accident benefits and ticket forgiveness. Plus, add on roadside assistance, vehicle replacement and more.

Your house and everything in it is covered. Add extras like sewer backup or first claim forgiveness to your home insurance to feel protected. We’ll be here to help you during a claim. 

Insurance built just for condo owners. You’re covered for all the basics like liability and personal belongings. Plus, get special condo coverage to help in situations unique to condo owners. 

Get a policy that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.

Protect your investment with a policy built just for landlords. You’ll get liability coverage and a policy that protects certain belongings on your property. Plus, you’re covered for rental income in the event of a claim.

Focus on your pet’s health and happiness. Worry less about the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.

Adulting made simple. When you need help with claims, it’s at the ready 24/7.

We've got 600 Claims team members and 24-hour emergency claims service. And, we’re just a phone call away. Whether you’re making a home or auto claim, we’ll get you the help you need as quickly as possible.

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