How does earthquake coverage work?

Earthquake coverage covers loss or damage to your home and personal belongings caused by tremors or shaking from an earthquake. And, in case you can’t live in your home afterward, we’ll also pay for your moving and temporary living costs. One thing to note – this doesn’t cover loss or damage caused by flood or tsunamis triggered by an earthquake.

Earthquake claims have their own deductible. Unlike your policy deductible, it's a percentage of the limit of the coverage you claim. You can choose the deductible you want from the options available to you, which will depend on your location.